Are you injured on the job? Are you wondering whether a worker’s compensation lawyer can help you? If so, you have come to the right place. Workers’ compensation insurance is designed to help employees who are injured on the job.  To ensure you received the maximum workers compensation benefits, it’s important to have an experienced Columbus workers compensation attorney representing you.

Every business in Ohio should get worker’s compensation insurance if they employ three or more employees. The employee can claim workers compensation benefits from the WC insurance system when they have been injured in the workplace. The most important thing is to hire a reliable WC lawyer in Columbus OH to handle your claim and obtain maximum benefits in the process.

Columbus has its own share of workers’ compensation lawyers. But all of these professionals are not created alike. Choosing the right lawyer is crucial to winning your claim and obtaining maximum compensation for your injuries. Ohio Workers Compensation Lawyers is a trusted name in Columbus OH for all your personal injury lawsuits including workers’ compensation cases.

Our experienced lawyers can guide you through all the steps of the claim process. In fact, we have represented hundreds of injured employees in Columbus in the past and helped them win millions of dollars in compensation for their injuries.

We offer free consultations to answer any question you may have about your current situation. Call Ohio Workers Compensation Lawyers today at (833) 406-0060 to file your WC claim and obtain maximum compensation for your injuries.

Ohio Workers’ Compensation Income Limits

Worker’s compensation insurance covers employees who are injured on the job as well as protects the employer from employee-related lawsuits citing employer negligence. The insurance system has two parts as Part-A and Part-B.

Part-A covers lost wages and medical expenses of injured employees while Part-B protects the employer in case an injured employee sues for additional damages. Employer liability limits are cited in each policy while they cover legal expenses, lawyer defense fees, court fees, and settlements. The current limits in Ohio are:

• $100,000 for bodily injury per occurrence
• $500,000 for bodily injury due to a disease
• $100,000/per worker for bodily injury by occupational disease

Ohio Workers’ compensation insurance covers four types of disability benefits. The type of benefit you receive may depend on the extent of your injuries and how long the disability is expected to last. Here are the four types of disability benefits covered under WC insurance in NC:

Temporary Total Disability Benefits In Ohio Workers’ Comp (TTD)

Temporary total disability benefits are normally paid during the healing process after the injury. If the injured employee cannot work in any capacity in the company, he or she can claim temporary total disability benefits. In Ohio, the injured employee should wait for seven days after the injury to receive TTD benefits.

If the disability extends for more than 21 days, the employee can claim for the first seven days, too. TTD benefits may continue for 500 weeks while there is a possibility of extending the period under certain conditions. Ohio employees will receive 2/3rds of his/her average weekly salary as TTD benefits. Payments are made weekly.

Temporary Partial Disability Benefits In Ohio Workers’ Comp (TPD)

Temporary partial disability benefits are usually paid when the injured employee returns to work in a different capacity at a reduced wage during the healing period. TPD continues for 500 weeks with a 7-day waiting period similar to TTD. TPD payment includes 2/3rd of the difference between the wage that the employee is currently earning and the average weekly wage he or she was earning before the injury.

Permanent Partial Disability Payments In Ohio Workers’ Comp (PPD)

PPD is usually paid when the injured person reaches the end of the healing period but still has an impairment to one or more parts of his/her body that affect their job performance. The “Scheduled Injuries” list includes the body parts and weekly benefits paid. For example, if the hand is injured and the employee cannot perform his/her work, as usual, PPD pays 200 weeks of benefits.

Permanent Total Disability Benefits In Ohio Workers’ Comp (PTD)

Permanent total disability is paid under limited circumstances to injured employees who meet certain criteria. Such an employee will receive PTD for life. For example, if an employee has lost both arms, both legs, both hands, both eyes, or two other body parts, he or she is eligible to receive permanent total disability benefits for life. PTD also covers spinal injuries, brain and head injuries, and paralysis.

How Are Workers Compensation Benefits Calculated In Columbus?

Calculating workers compensation benefits involves the average weekly wage (AWW) of the injured employee. There are four methods of calculating AWW in Ohio.

• If the injured employee has been working in the company for more than one year, the average weekly wage is the total amount of money earned during the 52 weeks prior to the injury divided by 52.
• If the employee worked less than one year, the average weekly wage is the total wages earned by the worker divided by the number of weeks he or she worked.
• If the employment of the injured employee is quite short, the wages earned by similar employees will be considered when calculating the AWW.
• If none of these scenarios are applicable, the AWW of the injured employee is the amount of money that closely represents the amount of money that the employee would be earning if not for his/her injuries.

Are Columbus Workers Compensation Benefits Taxed?

Generally, worker’s compensation insurance payments are not taxed in Ohio. But if an injured worker returns to work in a different position after the injury, his/her wages will be taxed. If the same employee is receiving total permanent disability payments while working, the TPD payments are not taxable.

Contact a Columbus Workers Comp Attorney Today

If you have been injured on the job, you are entitled to claim workers compensation benefits in Columbus OH. You need to hire the best WC lawyer in Columbus to handle your claim and obtain maximum compensation for your injuries. Call Ohio Workers Compensation Lawyers today at (833) 406-0060 to file your WC claim and obtain maximum compensation for your injuries.