When Does Your Cincinnati Workers’ Compensation Run Out?

There is a high chance for you to get workers’ compensation benefits if you get hurt while on the job. Our Cincinnati workers’ compensation lawyers are here to help you. The Ohio workers’ compensation insurance administration is devised in such a way that it covers lost wages, medical costs, and provides disability payments.

It is essential to know how long you have until you can receive the workers’ compensation if your claim is approved. It’s important to know that such programs have their own limitations. According to the data gathered by NSC Injury facts, the average cost of all claims combined in 2017-2018 was $41,003.

How Long Until You Can Collect Your Cincinnati Workers’ Compensation:

The time frame of your Cincinnati workers’ compensation is connected to the nature and gravity of your injury. Temporary total disability is among the most common type of workers’ compensation. TTD is for employees fully disabled due to a work-related accident and will continue to work after they have completely recovered. If you are unable to work or are hospitalized for more than seven days, only then you are entitled to TTD benefits. Most workers will get compensated for the whole period they are out of work. However, payments are conditional on medical exams and reports. The first seven days are only compensated for if you miss at least fourteen straight days of work.

When Do Cincinnati Workers’ Compensation Benefits End?

Maximum medical improvement (MMI) is when a person’s condition has stabilized and there is no room for further improvement. TTD benefits have lapsed once you return to work or your doctor concludes that you have reached MMI.

You may be entitled to other benefits even if the TTD has lapsed. For instance, you may be eligible for earnings lost if you are working at a reduced pay rate or fewer hours due to physical restrictions or constraints. If your injury resulted in residual damage, permanent partial disability may also be your option.

You may be awarded lifelong Cincinnati workers’ compensation if you are permanently unable to return to any form of employment. This is also known as permanent total disability (PTD). You will receive the lost earnings capacity payment for the rest of your life if your claim for the permanent total disability is approved. You must take the Industrial Commission of Ohio exam and hearing to conclude if you are eligible when you apply for PTD.

It is often observed that some people have old workers’ compensation claims which are still open. However, these claims relate to their previous employments which were never paid. It is witnessed that an employee who suffered a severe injury while performing their previous job has ongoing or occasional symptoms, but has never applied for the permanent partial disability award. It is likely that your employer will not educate you regarding permanent partial disability compensation, as they have no liability in this regard.

There are times when an injury will adversely impact your arm or spine. If you get immune to this, you may not think much about it. However, this loss is likely to result in a huge compensation award for you. Opting for a PPD serves a lot of purposes. Most importantly, a PPD award will increase the life of the claim by either five or ten years, depending on the nature of the accident, the time when it took place, and the nature of the ongoing occupational disease.

Secondly, attaining a PPD award will compensate the employee who was injured for residual impairment they bear due to that injury. Furthermore, obtaining a PPD award can be a step forward in activating the previously dormant claim and make room for additional treatments.

Establishment of Percentage of Disability:

The percentage of disability is usually calculated as per the framework provided by the Guides to Evaluation of Medical Impairment of the American Medical Association. There are several different variations to this guide. Typically, the use of one edition against the other can impact the amount that the medical examiner assigns to you. These are extremely complex and detailed examinations and require a qualified medical professional to perform them.

About Ohio Workers’ Compensation Lawyers:

We at Ohio Workers’ Compensation Lawyers are a team of extremely competent attorneys who will guide you through your Cincinnati workers’ compensation claim and ensure that you are provided for the injuries you have sustained. Our live customer support team will guide you through the legal framework to further smooth things over. Call us now to book a free consultation and know more about the services we offer.